Helping You to Make it down the Mountain
Plan First, Invest Second....Many of the advisors working with retirees today fail to recognize the transition from accumulation to distribution in a financial plan. Their focus remains strictly on asset allocation and growing the nest egg.
At Dantas Financial , our knowledge and experience recognizes the differences between climbing “up the mountain” of accumulation vs. navigating the trip “down the mountain” with the many additional risks that you face. We educate our clients on “asset designation,” a process that grows AND preserves the post-retirement nest egg.
A whole new set of risks are faced in retirement that you did not face during the accumulation phase. Our approach includes mitigating the 18 retirement risks including; sequence of returns risks, claiming Social Security at the optimum time, market risk, longevity risk, health risk, taxes, inflation, over spending, frailty risk, just to name a few.